Calculators

Mortgage Rates

Trying to determine how much you can afford? Use our free mortgage calculator. Plug in the purchase price, down payment, rate, and term to determine your approximate monthly payments for a piece of Texas Hill Country real estate.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

Rent or Buy Calculator

The choice to rent or to buy a Kerrville home is a big decision! Which one is right for you?  Use this calculator to help compare renting vs. buying and make an informed decision.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

Tax Savings Calculator

Did you know that interest on a mortgage is tax deductible? When you itemize deductions, it can be surprising how much you can save in taxes. Use this calculator to help estimate the potential tax savings with a mortgage if you itemize deductions.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

Financing Closing Costs Calculator

Along with a down payment, you'll also have to pay closing costs in your home sale. Use this calculator to estimate your total closing costs based on typical closing costs.  

processing:The preparation of a mortgage loan application and supporting documentation for consideration by a lender or insurer.

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.