Kerrville: An Overview

From its award-winning golf communities to its charming historical neighborhoods to its modern luxury communities, Kerrville offers a piece of Texas unlike any other.

Raising Children in Kerrville

There is something to be said about raising a family in a small town. Kerrville has always been known as a quiet, family-oriented community, and aside from being rated as one of the top 50 safest cities in Texas, Kerrville offers that small town upbringing that so many families dream of.

The Fine Arts of Kerrville

While many Hill Country towns are known for charming small shops, wineries, and dining, Kerrville is known for a different appeal: fine arts. Boasting of multiple fine arts venues from museums to symphonies, Kerrville is much less about shopping and more about enjoying the arts.

Kerrville Schools: Pride in Local Education

No matter when your child enters into the Kerrville school system, you can be sure they will receive a top-notch education from experienced, passionate teachers and schools. The Kerrville district is highly acclaimed, and it’s no surprise that its students excel.

The History of Kerrville

Originally called “Brownsborough” in 1844 after founding settler Joshua Brown, Kerrville was a cypress shingle manufacturing town.

Let Keller Williams Be Your Personal Guide to Buying Your Kerrville Home

Congratulations! You’ve taken the first step toward homeownership, and at Keller Williams, we understand buying a home is a big deal. Purchasing a home can be both exciting and overwhelming, and at KW Kerrville, we want to supply you with the information needed to make buying your dream home a reality.

Whether you’re a first-time homebuyer or seasoned pro, our exclusive Guide to Buying a Home in the Kerrville is designed to help you make your home buying experience as smooth as possible.

You’ll learn helpful information like:

  • Finding a Kerrville Realtor®
  • Connecting with Kerrville mortgage lenders
  • Determining priorities
  • Shopping for your Kerrville home
  • Making an offer
  • Having an inspection and appraisal
  • Being aware of fees and closing costs
  • Going to your closing

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.

The Hill Country Charm of Kerrville

Across the wide variety of Texas landscapes, the Kerrville's location within the Texas Hill Country has time and time again proved to be an unexpected retreat for residents and tourists alike.

Buying Your Kerrville Home

Once you have your heart set on a home in Kerrville, we recommend measuring the financial cost of your new home against the amount of satisfaction and enjoyment you expect to get out of it. Will be able to visit often? Will you enjoy it more than it will financially hinder you? If the answer is “yes”, it’s time to start looking at the next steps: buying your Kerrville home!

satisfaction:Signed by the mortgagee, this document shows that the debt owned on a mortgage has been paid in full and releases the mortgagee from further payments.

insurance:Protection against specified hazards by a company that a party pays a premium to.

Building New vs. Buying an Existing Home

When making the decision to either build or buy your new Kerrville home, there are many factors to consider. Use the guide below to explore both options and determine which choice better suits your needs and lifestyle.

Move Up Buying and You

As your life changes over time, so do your housing needs.  Whether you’re building a family, a house, or a business venture, the Hill Country offers an excellent environment to settle down long-term.  But, although moving up can be enticing, there are a few things we recommend you consider when making the decision.

upgrades:Additional services offered by builders and other contractors to buyers in a new home that go beyond the minimal requirements for service.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

equity:The difference between the value of a property and the amount still owed on the property.

access:The right to enter a land through public route; also may include entering the land from another private land.

The Housing Market and Your Home

The price point of your home is directly related to the housing market- specifically, the housing market in your immediate Kerrville neighborhood.

The Costs of Selling a Home

We all know that buying a home can be a large expense; however, sellers also need to be aware of the costs and fees on their end of the deal. 

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.

Mortgage Rates

Trying to determine how much you can afford? Use our free mortgage calculator. Plug in the purchase price, down payment, rate, and term to determine your approximate monthly payments for a piece of Texas Hill Country real estate.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

A Low-Key Lifestyle

When buying a new home, sometimes you’re forced to make compromises regarding the details. For beautiful scenery, you may give up convenient amenities. For good schools, you may be willing to sacrifice a high acreage or luxury property. But while this may be the case in many places, Kerrville is certainly not one of them! This area presents a diverse range of lifestyle choices and conveniences, all in a gorgeous setting.

Kerrville’s Hill Country Culture

Nestled in the heart of Texas, the gorgeous Hill Country is a twenty-five county region of Central and South Texas marked by colorful wildflowers, brilliant sunsets, and breathtaking views- and Kerrville truly offers a piece of the Texas Hill Country unlike any other.

Hill Country Rivers

The charming atmosphere of the Texas Hill Country is complemented perfectly by an abundant supply of natural beauty. The area’s limestone foundation filters water from cool springs and aquifers, creating an oasis in the heart of Texas.

Is the Timing Right?

When you think about homeownership, do you wonder if now is the time to buy your first Kerrville home? Homeownership is a big decision that requires careful thought from anyone- especially a first-time buyer. Here are a few indicators that can help you decide if the timing is right for you.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.

First Time Buyer Basics

Often, first-time buyers will call agents with a seemingly simple question: “How do I begin the process of buying a home in Kerrville?” Because they aren’t certain where to begin, they need guidance to turn their dreams of homeownership into reality. 

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.

Renting vs. Owning

In many regions of the United States (including right here in the Texas Hill Country!), owning a home can be just as affordable as renting...sometimes even saving you money in the long run. And although buying may not be right for everyone, the advantages to owning a home can be eye-opening.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

equity:The difference between the value of a property and the amount still owed on the property.

Home Buying Timeline

Naturally, the first step in home buying is deciding that the time is right, both financially and situationally. If you’ve reached this exciting conclusion, read on! We’ve created a general outline of the steps involved to begin the home buying process.

pre-approval:An assessment given by the lender that investigates the borrower

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

insurance:Protection against specified hazards by a company that a party pays a premium to.

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.

Move Up Buying and You

As your life changes over time, so do your housing needs. You may find that you are ready to upgrade to a home space more suited to your lifestyle and family needs. 

upgrades:Additional services offered by builders and other contractors to buyers in a new home that go beyond the minimal requirements for service.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

equity:The difference between the value of a property and the amount still owed on the property.

access:The right to enter a land through public route; also may include entering the land from another private land.

Rent or Buy Calculator

The choice to rent or to buy a Kerrville home is a big decision! Which one is right for you?  Use this calculator to help compare renting vs. buying and make an informed decision.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

Choosing The Right Agent

Investing in a home in Kerrville real estate is a big decision! Your Realtor® should understand your preferences and efficiently guide you through the decision-making process. 

Tax Savings Calculator

Did you know that interest on a mortgage is tax deductible? When you itemize deductions, it can be surprising how much you can save in taxes. Use this calculator to help estimate the potential tax savings with a mortgage if you itemize deductions.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

How Much House Can I Afford?

The best way to determine your price range is by analyzing your income and debt, the current mortgage rates, and the amount you would like to pay monthly.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

Financing Closing Costs Calculator

Along with a down payment, you'll also have to pay closing costs in your home sale. Use this calculator to estimate your total closing costs based on typical closing costs.  

processing:The preparation of a mortgage loan application and supporting documentation for consideration by a lender or insurer.

closing:The final, legal act of a transaction, where contracts are agreed upon and finalized, and monies are exchanged.

How Credit Scores, Down Payments, and Mortgage Rates Impact You

What do credit scores, down payments, and mortgage rates have in common?  They all work together to formulate what you will pay for a mortgage.  Find out how each one effects the other here.

va:The U.S. Veterans Administration.

mortgage:A contract that represents the debt owed by the borrower to the lender for the money borrowed to purchase a property.

9 Secrets to Selling Your Kerrville Home Quickly

These easy fixes will prepare your home for the market and yield big returns.

Top 7 Mistakes Rookies Make When Buying a Home

Buying a home can be scary, thrilling, and confusing if you are a rookie in the housing market. Lucky for you we have made a list of the top 7 mistakes first-time buyers make when searching for a home so you can begin this process a little more knowledgeable and prepared for what might come.

6 Tips for Selling Your Kerrville Home in the Summer

​So you’ve heard that Summer is the best time to sell your home...but do you know why selling your home May-August is different than the rest of the year? Do you want some insider tips on how to cater to summer buyers? Read this blog for 7 ways to make your home irresistible to buyers shopping around in the Kerrville real estate market!

Home not selling? Your MLS Photos Might be to Blame

A picture is worth a thousand words, right? When selling a home, you want your photos to exude words such as beautiful, homey, elegant, alluring, immaculate and so on. You want whoever is looking at these photos to imagine themselves living and thriving there. Although the home may be impeccable in person, the MLS photos of your home could be adversely affecting the interest in the property.

9 Ways to Get a Deal in the Kerrville Seller’s Market

The Texas real estate market is one of the hottest in the country- and Kerrville is no exception. Competition is fierce, and inventory is low. So how do you get a deal? How does your offer stand out among the rest? Read more for tips and tricks to snag the home you want.

6 Tips for First Time Kerrville Home Buyers

So you’re ready to embark on your first home-buying journey and you've chosen Kerrville to do it in! While this is an exciting experience, it can quickly be tainted by any number of avoidable mistakes. This article lists the sage advice of home buyers who have gone before you.

4 Ways You’re Sabotaging Your Home Sale

If your home isn't selling, there may be more than just market problems at play. Read this to find out some common reasons good homes sit on the market.

#1 Mistake You’re Making As A Seller: Overpricing

Wonder why your Kerrville home isn’t selling? Could it be that you’ve fallen victim to this top seller mistake? Read about why overpricing your home can be so easy and what you can do to avoid this trap!

5 Ways to Get Your Offer Noticed in a Low Inventory Market

When Kerrville homes are in high demand, it’s imperative that your offer stands out from a crowd. Here are five ways to get an offer noticed when multiple offers are competing with yours!

Veteran Homebuyer?  Here’s Everything You Need to Know about VA Loans in Kerrville

If you are ready to purchase a home you be starting to think about your loan choices. While there are several different options, if you are a United States Veteran, you may want to consider a VA loan for your Kerrville home purchase.

Everything You Need to Know About TX Hill Country Wildflowers

And whether you’re looking for a bluebonnet cheatsheet or just wanting to brush up on your wildflower knowledge, here are 12 facts and tips absolutely essential to any Hill Country wildflower lover!

Keller Williams Realty Pushes Past Industry Giants to Become #1

​In a recent announcement, Keller Williams Realty revealed the company had pushed past industry giants to become the number one real estate franchise in the United States in agent count, closed units and closed sales volume.

Rustic Romance: 8 Valentine’s Day Dates in the Hill Country

Are you and your loved one looking for new and interesting date night ideas? Valentine’s Day is around the corner and we know that the possibilities of inventive dates are endless and daunting. Here are a list of fun and romantic things to do for a special date night in the Texas Hill Country.

KWSA Agents Rank Among Top 100 of San Antonio’s Best Realtors

Home to the largest Keller Williams brokerage in the world, it’s not hard to believe that Keller Williams San Antonio has its share of incredible Realtors. While many of the professionals who call KW San Antonio home are top-producing, awe-inspiring business owners, a few are making the cut as some of the San Antonio area’s best real estate agents as recognized by the San Antonio Business Journal.

Hill Country Ale: 5 Breweries That Should Be On Your List

Head straight to the source of some of your favorite Hill Country brews and sip some hoppy goodness with the folks who helped create it.

Fall in the Hill Country: 5 Awe-Inspiring Spots

Whether you’re interested in an Autumn hike, a scenic drive, or some Instagram-worthy backdrops, here are five spots we recommend for maximum Autumn scenery.

Live Local: Where to Shop in the Texas Hill Country

From boutiques to markets to one-of-a-kind specialty stores, The Texas Hill Country is filled to the brim with retail versions of local charm.

Beyond San Antonio: How the Hill Country Gained Its Popularity

It seems that the sweeping vistas and craggy bluffs of the Texas Hill Country are drawing in more and more former city-dwellers.

9 Essential Swimming Holes in the Hill Country

As the dog days of Summer continue, it seems the whole family could use a breath of fresh air (or swim in some cold water)!

Real Estate Industry Leader John Flournoy Joins KW San Antonio as Broker of Record

Keller Williams San Antonio has recently announced the addition of John Flournoy, one of San Antonio's most respected real estate leaders, as broker of record. Home to over 1,500 of the area's most acclaimed real estate agents, KW San Antonio is recognized as a leader in the industry. In his role as broker-of-record of KW San Antonio, Flournoy will serve as a real estate expert for these agents, who represent clients from San Antonio and the surrounding areas.

Waterways to the Hill Country: 15 Places to Enjoy Summer

Lucky for us, the Texas Hill Country is loaded with lakes and rivers to counteract the summer heat! In honor of these picturesque oases, we made a list of our favorite waterways in the area to cool off this summer.

This is the Hill Country: Iconic Towns and Cities that Make Up the Region

The Hill Country is rich with culture, and each town is famous something all its own. Below are some of the most iconic towns in the area that make up the Texas Hill Country.

From the City to the Country: Why Big City Execs are Buying up Hill Country Properties

Over the past several years, the Texas Hill Country has seen a ton of ongoing growth. This begs the question: where are these people coming from, and how are they affording to build luxurious homes on these expansive properties?

6 Hill Country Festivals You Don’t Want to Miss in 2018

We wanted to highlight the most famous, charming, and unique festivals that occur in our little plot of paradise...so you can keep them on your radar!

6 Historic Hill Country Gems

From historic battles to tall tales, the Hill Country’s incredible history deserves to be preserved and told through the ages. Today, we wanted to point out a few especially interesting landmarks and attractions in the area!

Hill Country 101: The Texas Wine Trail

So what exactly is the Texas Wine Trail, and what makes it so special? Keep reading for an inside look at the inner workings of this particularly delicious Texan subculture.

The Local’s Guide to Texas Hill Country Wineries & Vineyards

Hailed as a sort of "Texas Tuscany," the Hill Country boasts rich soil, sparkling water, and (naturally) some primo vino. Here are our favorite spots to enjoy a glass!

Diners, Drive-Ins, and Dives: Hill Country Edition

If you’re a serious foodie (or just a Food Network junkie), you’ve probably seen the hit show “Diners, Drive-ins, and Dives.” We couldn’t help but notice that the Texas Hill Country seems to have a high volume of such incredible eateries...so we made our own list of favorites!

KW Non-Profit Group to Host Golf Tourney in Support of Down Syndrome Assoc. of S. TX

Scheduled for October 13th, 2016, the non-profit group Hearts and Hands, formed by Keller Williams agents, will be hosting their 13th Annual Charity Golf Tournament at the Quarry Golf Course in San Antonio, Texas. Choosing the Down Syndrome Association of South Texas as 2016?s beneficiary, the group is on a mission to surpass a proceed goal of $80,000.